Tirana is city which is definitely off the beaten path for most travelers. However, if you desire to visit, it is reachable via buses departing from Macedonia and Kosovo. Tirana is a very affordable city, and I was able to rent a magnificent 2 bedroom apartment for the week that my friend and I spent there. I knew Tirana was not going to be like most other cities, when a waiter in a restaurant asked if I wanted some cocaine to go along with my cappuccino, and then was surprised when I told him that I only wanted coffee. Clearly the business of this particular establishment was not limited to the culinary arts. However, that cappuccino may very well been the best I have ever tasted. Continue reading
As a digital nomad, location independence allows one to optimize their cost of living by moving to a new location. But not all cities are ideal for those who are looking to live cheaply while building a new online business. However, Eastern Europe provides many locations where one’s income can go a long way. This list is based on the places where a person can get the most for their money when it comes to affording a good quality of life. Factors taken into consideration include the cost of rent, food and a night out, as well as how comfortable a city it is to live in and its overall vibe.
Saint Petersburg is the most “European” of Russian cities; architecturally looking a bit like Paris, while its canals will remind one of Amsterdam. The city’s deep underground metro lines span great distances to connect the city center with its suburbs. The metro costs about 50 US cents per ride, and during rush hour arrives as frequently as once every minute. The cities affordability to travelers has risen considerably in recent years because of the depreciation of the local currency. Continue reading
I visited Moscow for a week in December, and experienced the famous Russian winter. It was colder than -20 degrees Fahrenheit some evenings, temperatures at which my cell phone and other electronics decided that they would quit working. It quickly became clear to me why both Napoleon and the Nazis had issues. Continue reading
It’s not because you didn’t wait the recommend three days before calling.
Other than following the common courtesies of not calling during dinner or in the middle of the night, the question whether you have waited long enough before making the call should not even cross your mind. Continue reading
Do you want to start your own business, travel the world or simply just spend more time with your family? Whatever your dream is, don’t let personal debt get in the way of it. There should be a mandatory class in school which teaches people the following facts regarding personal finance, given that common misunderstandings so often create long lasting problems and stress. Continue reading
Fundamentalism: a movement or attitude stressing strict and literal adherence to a set of basic principles.
When we think of fundamentalists, our minds most often jump to pictures of zealous religious followers who are willing to denounce both logic and reason to protect their beliefs. However, fundamentalism can exist in many different forms. Even scientists can become fundamentalists within their own disciplines and refuse to accept evidence that may contradict with their beliefs. We even now have atheists who ironically promote atheism as fervently as many missionaries promote their own religions. Continue reading
Many institutions in the United States have becoming increasing predatory over the past few decades, among the most notably being: student loan providers, mortgage loan providers, credit card companies and the health care industry. While some of this debt is accrued through misfortune or bad decisions, a good chunk can be accredited to the debt holder having been misguided or misinformed. Many of these industries prey on a person’s sense of self worth and convince them that they are buying a ticket to the American Dream. In reality, they are more likely buying a ticket into indentured servitude. Continue reading
The English economist Adam Smith wrote in his 1776 book The Wealth of Nations:
“Every man is rich or poor according to the degree in which he can afford to enjoy the necessaries, conveniences, and amusements of human life.”
While the obvious translation of this is that the more that you can afford, the richer you are, one does not necessarily need to earn more money to become richer. Instead, one could simply place themselves in an environment where they can more easily afford the necessaries, conveniences, and amusements of human life. Continue reading
Whenever we imagine pursuing a new endeavor, we all have that small voice inside of us which warns that we are not good enough. Not good enough to work a particular job. Not good enough to put our own needs before others. Not good enough that another person would want to have a relationship with us. We fear that if we try to achieve something and fail, that it will only serve as proof that the little voice inside our head is right.
So to prevent this, we come up with countless excuses and rationalize away reasons to even begin trying. We tell ourselves that we are either too stupid, poor, boring, ugly or low class. Instead of recognizing our common humanity in others, and realizing that what is possible for one person is also possible for another, we instead separate out ourselves into the “not good enough” category. While our immediate intention is to project ourselves from potential pain, with every deference to fear, we forfeit our personal integrity and slowly chip away at our own souls. Continue reading
As an American, I completed my entire Master’s Degree in Germany tuition free. Actually, if you count the fact that I was awarded an academic scholarship after my first semester, then I was literally paid to study in Germany. My classmates included international students from China, Costa Rica, Columbia, Mexico, Egypt, Ethiopia, Romania and Russia. Many of whom also were on scholarships which covered their living costs for the entire duration of their studies, plus airfare. Continue reading
In this article I am going to explain how I maximize security and eliminate fees when accessing my funds while traveling abroad. By linking a PayPal account with both my primary savings/checking account and a separate Charles Schwab checking account, I eliminate a single point of failure from leaving me stranded somewhere. You can open both PayPal and Charles Schwab accounts free of charge.
The publication of the book The Game by Neil Strauss, over a decade ago, marked the birth of the modern “pick-up” industry, whose intent is to teach men how to become more successful in meeting and attracting women. Many men started religiously following the advice that they got from such books, lectures and online forums, because when applied, it did indeed appear to lead to better results.
However, almost all these men, including the very authors of the advice, often misattributed the reasons behind why their techniques were successful. They believed that the specific actions that they were taking were directly causing their success, when in reality their success was primarily the result of separate factors which were only correlated with their actions.
The transition from the Industrial Age into the Information Age has caused a dramatic shift in the inner workings of the world economy. The fundamental elements to which we are attaching value are drastically changing. In the Industrial Age, we would provide labor in return for money. People worked in factories, performing value adding processes to create physical goods which were to be sold at a price higher than that of the materials, rent and labor costs that went into producing them. The labor may have been non-stimulating and repetitive, but nonetheless, one received a paycheck for producing something tangible. In the Information Age, people are now giving away their attention and personal information to organizations, which are making record profits by packaging together and selling to advertisers all the data that they collect.
President-Elect Trump stated during his victory speech on election night that “the forgotten men and women of our country will be forgotten no longer.” These forgotten men and women, who live primarily in the “fly-over” states and who are often the punch line of the jokes made by the liberal coastal “elite,” were the ones who carried Trump to victory. While the poles leading up to the election seemed to have forgotten to include these individuals, Donald Trump had addressed them by name. And these citizens thanked Trump for acknowledging them by electing him President.
Kosovo is one of the world’s newest countries (that is, if your nation recognizes it). The citizens of its largest cities (Pristina and Prizren) are primarily Albanian, and thus Albanian is the language spoken in these cities. However, if you venture to some of the mountain villages, you will hear the people speaking a dialect of the Serbo-Croatian language. Continue reading
Sarajevo is a one of a kind city, and perhaps the most unique in Europe. The city of Sarajevo has always contained a mix of cultures. The buildings of the city itself can visibly be recognized as a fusion of both Austrian-Hungarian and Ottoman architecture. Continue reading
Benjamin Franklin is often thought of as the quintessential American. A man that was born without a silver spoon in his mouth, but achieved greatness through being industrious, frugal and hard working. He did not believe in arbitrary authority but instead evaluated a man based on his merit. After “retiring” from printing, following decades of working to build a successful business, Franklin proceeds to become a prominent inventor, diplomat and politician. He was a prime contributor to both the establishment of a brand new area of science involving electricity, and a revolutionary new system of government.
If you live in the the city center, Lviv is a completely walk-able city. I personally love living in a city where everything can be reached by foot or frequently running public transportation. Lviv is also a very cheap place to live. It will be hard to find another city in Europe where you can get as much bang for your buck. Continue reading
Budapest was once two separate cities split by the Danube river. I recommend staying on the “Pest” side of the city, since it is not only cheaper, but also where all the nightlife and attractions are. However, I do recommend visiting the Buda side, and climbing up its hillside so that you can get a view of the Pest side from across the river, such like the one shown in the photo below. Continue reading